The Traps of Long-Term Care Insurance

There are traps that you must be aware of. They include:

1. Insurance policies are legal documents that are complicated and confusing;

2. The age of our parents and the "subtle" changes that they are undergoing make them especially vulnerable to abuse;

3. Not knowing what insurances our parents have; and

4. Not seeking professional help, instead relying on advice from people who don't know, and then making the wrong decisions.